How Splits Work

One donation, automatically divided — here's the full picture of how SplitGive distributes funds between multiple recipients in real time.

The Basic Concept

When a donor gives to a SplitGive page, a single payment is collected and then automatically distributed to each recipient according to pre-set percentages.

A page creator assigns each recipient a percentage of the total donation. All percentages must add up to 100%. When someone donates:

Example: $100 donation with 3 recipients

Recipient A — 50%
$50.00
Recipient B — 30%
$30.00
Recipient C — 20%
$20.00
Total donation $100.00

Note: Actual recipient amounts are net of platform and payment processing fees unless the donor chooses to cover fees.

How the Technology Works

SplitGive uses Stripe Connect — Stripe's platform for marketplaces and multi-party payments — to handle all payment splitting.

Here's what happens behind the scenes when a donation is made:

  1. The donor's card is charged on Stripe's platform (SplitGive never touches the money directly)
  2. The platform fee is retained
  3. Each recipient's share is immediately transferred to their connected Stripe account
  4. Stripe then pays out to each recipient's bank account on its normal schedule
Funds flow directly. SplitGive acts as the payment facilitator but does not hold donor funds. Transfers to recipients happen in the same transaction as the charge.

How Percentages Are Set

Only page creators set the split percentages — donors see the breakdown but cannot change it.

  • Percentages are whole numbers only (e.g., 33%, not 33.33%)
  • All recipients together must total exactly 100%
  • You can have as few as one recipient (100%) or multiple recipients
  • Percentages can be changed by the page creator at any time, but changes apply to future donations only

What Donors See

Before completing their donation, donors can see:

  • A list of all recipients and their percentages
  • A live breakdown of how their specific donation amount will be divided
  • Whether each recipient is a tax-deductible nonprofit
  • The exact amounts each recipient will receive after fees (or before, if they cover fees)

This transparency is core to SplitGive's mission — donors always know exactly where their money goes.

After the Donation

Once a donation is processed:

  • The donor receives a receipt email showing how their gift was split
  • Each recipient receives a notification of the donation
  • The page creator can see the full donation in their analytics dashboard
  • Stripe handles all payouts to recipients' bank accounts automatically
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